Sport Cars i8 Concept

Sure, we'd all like a new Lamborghini, but who has the discipline to save up $345,000 for a Murcielago LP460 coupe? Now spendthrift supercar aficionados don't have to. They can finance one.

Motor Authority reports, "Lamborghini has announced a new 'Retail Finance Plan' of low-interest loans for its most exclusive vehicles on the market, the Murcielago LP640 Coupe and Roadster (model years 2009 and 2010)." To bring the deal to market, "The supercar brand is partnering with Woodside Credit and Volkswagen Credit Inc."

Kicking Tires gives some more detail: "The offers include 5.9% for a 12-year term. Yes, 12 years. If you have really good credit, including a credit score of more than 740, you can get 0% financing for 60 months. That comes out to $5,310 a month after the required 10% down payment."

Most car loans range from three to five years, with a six-year loan considered to be very long.

Pietro Frigerio, Chief Operating Officer of Automobili Lamborghini America, said in a statement, "The Lamborghini Retail Finance Plan allows enthusiasts to finance one of most exclusive cars on the road at a more competitive rate than ever before."

So just what do you (assuming your credit score is above 740) get for your $34,500 down and $5,310 a month? Both the Murcielago coupe and roadster make 640 horsepower and have a 0-to-62 time of 3.4 seconds, according to Lamborghini. The coupe has a top speed of 211 miles per hour while the roadster tops out at 205 miles per hour. That works out to about $540 per unit of horsepower.